Focused on Risk

As we vastly approach summer when a backyard party and late nights out become a way to celebrate several occassions, please remember to stop and think about the safety of you and your loved ones.  Someone dies in an alcohol-related car accident every 30 minutes in the United States. Driving while under the influence is not dangerous only for the impaired driver; other motorists and pedestrians are put at serious risk, too. Before you get behind the wheel, consider that your poor decision could permanently change the lives of others.

Of course, the safest choice when driving is to not drink at all. Therefore, if you plan to drink when going to a function or out on the town, designate a driver who will not drink. This person is responsible for driving all those who consumed alcohol home safely. If for some reason your designated driver chooses to drink, call a cab or a family member to pick you up.

Contrary to popular belief, black coffee, a cold shower and fresh air do not curb the effects of alcohol. Though you may feel more awake after one these remedies, you will never be suitable to drive if you’ve had too much to drink.

If you choose to drink responsibly, how do you know if you are overdoing it? Well, there’s a simple rule to help you stay in line and not overindulge: have one standard drink per hour, followed by a tall glass of water. A standard drink is defined as:

• One 12-ounce beer
• One 5-ounce glass of wine
• One mixed drink with 1.5 ounces of liquor

These rules do not apply to everyone. Since personal tolerance varies depending on your height, weight and the amount of food in your stomach, it is wise for you to give someone else the keys when you drink, even if you are following this rule.

Another cause for concern is the interaction between prescription or over-the-counter medication and alcohol. Some medications combined with alcohol will affect how well you can safely drive. Follow the directions and warning labels on your medications carefully, and consider not drinking alcohol if you are taking medication to avoid potentially dangerous side effects.

We specialize in insurance, but we care about your safety, too. Call us today at 615-435-8300 to learn more about our insurance solutions for your personal, commercial, health and benefits needs.